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My opinion, since your own talent is not anything you can do anything about, the only way to get there is work smart and put in the time to make it happen. Very hard to get there working a full time job, I suppose all you can do is get to the point where you are having to do less of other types of work. Also look at the possibility that you may have to cut expenses, and live a much simpler ( re: cheaper) lifestyle . You can spend yourself into a whole just as easily on a six figure income (maybe more so) then living modestly – without debt, etc. Maybe as others have pointed out, look at multiple streams of musical income (teaching, gigging). I know folks who are doing o.k. enough these days to call themselves full time musicians, although they may not be making that 6 figures. But they are doing what they love which is it’s own payoff.
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